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Chase Sapphire Preferred Review

Pros & Cons

Pros

  • 3x points on dining and online groceries
  • 1:1 transfer to 14+ airline and hotel partners
  • $50 annual hotel credit offsets fee

Cons

  • $95 annual fee
  • No lounge access

Our Take on Chase Sapphire Preferred

The Chase Sapphire Preferred offers an unbeatable combination of travel rewards, flexible redemptions, and premium benefits at a reasonable $95 annual fee. It's our top pick for most people.

See the full Finance comparison this pick is ranked in →
Sarah Mitchell

Reviewed by

Sarah Mitchell

Senior Finance Editor

Sarah Mitchell is a certified financial planner with 12 years of experience covering personal finance, credit cards, and investment products. She has been quoted in The Wall Street Journal, Forbes, and Bloomberg. Sarah holds a CFP designation and an MBA from Wharton. She tests every financial product she reviews and consults with independent financial advisors to ensure accuracy.

Editorially Independent

Editorial independence & disclosure. ExpertPicked is reader-supported and may earn a commission on purchases made through our links. This never affects our rankings or recommendations. Read our full editorial policy.