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Discover it Cash Back Review

Pros & Cons

Pros

  • First-year Cashback Match doubles all rewards
  • 5% rotating categories (gas, groceries, Amazon, etc.)
  • No annual fee, no foreign transaction fee

Cons

  • 5% categories require quarterly activation
  • Discover accepted less widely abroad

Our Take on Discover it Cash Back

Discover it Cash Back is perfect for those new to rewards cards. The first-year Cashback Match effectively doubles all rewards, and the 5% rotating categories offer best-in-class earning potential.

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Sarah Mitchell

Reviewed by

Sarah Mitchell

Senior Finance Editor

Sarah Mitchell is a certified financial planner with 12 years of experience covering personal finance, credit cards, and investment products. She has been quoted in The Wall Street Journal, Forbes, and Bloomberg. Sarah holds a CFP designation and an MBA from Wharton. She tests every financial product she reviews and consults with independent financial advisors to ensure accuracy.

Editorially Independent

Editorial independence & disclosure. ExpertPicked is reader-supported and may earn a commission on purchases made through our links. This never affects our rankings or recommendations. Read our full editorial policy.