Best Small Business Insurance
Our Top Small Business Insurance Picks
Ranked on usability, features, and value. Open a review for the full breakdown.
| # | Pick | Rating | Review |
|---|---|---|---|
| 1 | ERGO NEXT Insurance | 4.2/5 | Read review → |
1
ERGO NEXT Insurance
ERGO NEXT Insurance
Small businesses wanting fast online coverage
- Online quotes and purchase that it says take under 10 minutes
- Covers over 1,300 professions
- General liability prices advertised from $19 per month
ShowHide editorial summary
ERGO NEXT Insurance (formerly NEXT) is a small business insurer, part of ERGO Group and Munich Re, offering general liability, business owner policies, workers compensation, commercial auto and more, with online quotes in minutes.
Pros
- Online quotes and purchase that it says take under 10 minutes
- Covers over 1,300 professions
- General liability prices advertised from $19 per month
- Certificates of insurance available online
Cons
- Starting prices are not guaranteed and depend on underwriting
- Not issued in every state
- Complex businesses may need a broker
The Complete Guide to Small Business Insurance
Online coverage for freelancers and small businesses. We review each option on what it actually costs, what the guarantee covers, and who it suits.
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