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Review

LightStream Review

LightStream's Rate Beat Guarantee and loans up to $100,000 make it the go-to lender for creditworthy borrowers seeking large loan amounts at rock-bottom rates.

★ 4.7 out of 5Best for Large Loans

Pros & Cons

Pros

Rate Beat Guarantee
Loans up to $100,000
No fees of any kind

Cons

Excellent credit required
No pre-qualification without hard pull

Our Take on LightStream

LightStream's Rate Beat Guarantee and loans up to $100,000 make it the go-to lender for creditworthy borrowers seeking large loan amounts at rock-bottom rates.

See the full Finance comparison this pick is ranked in →

Reviewed by

Sarah Mitchell

Senior Finance Editor

Sarah Mitchell is a certified financial planner with 12 years of experience covering personal finance, credit cards, and investment products. She has been quoted in The Wall Street Journal, Forbes, and Bloomberg. Sarah holds a CFP designation and an MBA from Wharton. She tests every financial product she reviews and consults with independent financial advisors to ensure accuracy.

Editorially Independent

Editorial independence & disclosure. ExpertPicked is reader-supported and may earn a commission on purchases made through our links. This never affects our rankings or recommendations. Read our full editorial policy.