Disclosure: We may earn a commission if you buy through our links. This never affects our editorial independence. Read our disclosure policy.

Review

Marcus by Goldman Sachs Review

Marcus offers zero-fee personal loans with an on-time payment reward that lets you defer one payment per year. Ideal for debt consolidation with direct creditor payments.

★ 4.6 out of 5Best for Debt Consolidation

Pros & Cons

Pros

No fees whatsoever
On-time payment reward (deferred payment)
Direct-to-creditor payments for debt consolidation

Cons

No same-day funding
No joint loans

Our Take on Marcus by Goldman Sachs

Marcus offers zero-fee personal loans with an on-time payment reward that lets you defer one payment per year. Ideal for debt consolidation with direct creditor payments.

See the full Finance comparison this pick is ranked in →

Reviewed by

Sarah Mitchell

Senior Finance Editor

Sarah Mitchell is a certified financial planner with 12 years of experience covering personal finance, credit cards, and investment products. She has been quoted in The Wall Street Journal, Forbes, and Bloomberg. Sarah holds a CFP designation and an MBA from Wharton. She tests every financial product she reviews and consults with independent financial advisors to ensure accuracy.

Editorially Independent

Editorial independence & disclosure. ExpertPicked is reader-supported and may earn a commission on purchases made through our links. This never affects our rankings or recommendations. Read our full editorial policy.