Disclosure: We may earn a commission if you buy through our links. This never affects our editorial independence. Read our disclosure policy.
SoFi Personal Loans Review
Pros & Cons
Pros
- No origination, prepayment, or late fees
- Unemployment protection program
- Same-day funding available
Cons
- Requires good credit (680+ recommended)
- No co-signer option
Our Take on SoFi Personal Loans
SoFi offers the best overall personal loan experience with no fees, competitive rates starting at 8.99% APR, and same-day funding for qualifying borrowers.
See the full Finance comparison this pick is ranked in →Reviewed by
Sarah MitchellSenior Finance Editor
Sarah Mitchell is a certified financial planner with 12 years of experience covering personal finance, credit cards, and investment products. She has been quoted in The Wall Street Journal, Forbes, and Bloomberg. Sarah holds a CFP designation and an MBA from Wharton. She tests every financial product she reviews and consults with independent financial advisors to ensure accuracy.
Editorial independence & disclosure. ExpertPicked is reader-supported and may earn a commission on purchases made through our links. This never affects our rankings or recommendations. Read our full editorial policy.